Global collection accounts
Receive payments using local account details in key markets and keep the proceeds in one account.
Twelve major currenciesLearn more
Cross-border payments for businesses
Manage international payments
from one account
Collect, pay and exchange multiple currencies in one place.
Track balances and transactions across entities and markets.
More than 4,000 businesses
use PhotonPay for cross-border payments
Payment receivedUSD 28,560.00
Aug 06, 2026 ETAccount overview
Total balance in HKD
HKD 2,486,920.80
Up 12.4% this monthCash flowLast seven days
Currency accounts
US DollarUSD
128,430.50EuroEUR
42,680.00Pound sterlingGBP
18,250.80Exchange activity this monthThirteen transactions processed
USD
EUR
GBP
HKDGlobal payments without borders built for faster money movement secure compliant and connected worldwide
USD
CADEURGBPHKDProducts
Collections, payments and spending
in one account
Reduce time spent moving between bank accounts, payment platforms and spreadsheets.
Export transaction data when your finance team needs it.
International payments
Pay overseas suppliers, employees and partners. Review the status and record of every payment.
More than 180 marketsLearn more
Business virtual cards
Issue cards by team or purpose, with spending limits and member permissions.
Controls update immediatelyLearn more
Currency exchange
View rates and exchange records in the same account, with support for batch transactions.
Live reference ratesLearn more
USDHKDEURGBPHKDCADService coverage
Use local payment methods
in key markets
Manage collection details, outgoing payments and currency balances for different markets from one account. Fees and processing status are shown before a transaction is confirmed.
180Countries and regions
12Collection currencies
Any timeAccount access
Account opening
Follow your application status online
Provide company details
Tell us about the company, its directors and its business. We will list the documents required.
Complete account review
Our team will review the information and update the application status in your account.
Set up payments
Once approved, add collection details, payment recipients and business cards as needed.
Security
Set account access
for each team member
Sensitive data is encrypted in transit and at rest. Administrators can set permissions and review login, configuration and transaction records.
Data encryptionMember permissionsContinuous risk monitoringActivity records
PHOTONPAYGBP 10,000.00Business account
Exchange confirmedHKD 98,420.00Converted balance
Rate 9.8420Client portal
Ready to open the portal?
Sign in with your existing account to manage balances, activity, approvals, and notification preferences.
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